Secure Borrower Portal

Upload Your Documents

Already working with us on a loan? Upload your documents through the secure LendingPad borrower portal. It's the same portal you used to apply, and your files go straight into your loan file, encrypted.

Upload Your Documents →Questions? Discuss Your Deal

Please don't email or text documents with personal information. Never send your SSN through email, text, or social media.

How it works

Open the portal

Click Upload Your Documents and sign in with the email you used to apply. New borrowers create their account on the same page.

Find your checklist

Your outstanding items and conditions show up in the portal as your loan moves forward.

Upload and you're done

Upload PDFs or photos for each item. We get notified and follow up if anything else is needed.

Common documents by loan type

A general starting list. Your actual list depends on your scenario and the lender, and the portal shows exactly what's needed for your file.

DSCR / Rental Property

Photo ID
Entity documents (LLC articles, operating agreement, EIN), if closing in an LLC
Leases or a rent schedule
Recent bank statements for reserves
Purchase contract or current mortgage statement
Insurance agent contact

Fix & Flip / Bridge

Photo ID
Purchase contract
Scope of work and rehab budget
Track record of past projects, if any
Entity documents
Bank statements for down payment and reserves

Bank Statement / Self-Employed

Photo ID
12–24 months of business or personal bank statements
Proof the business exists (license, CPA letter, or similar)
Purchase contract or mortgage statement

1099 / P&L / Asset Depletion

Photo ID
1099s or a profit & loss statement, as applicable
Asset or retirement account statements
Purchase contract or mortgage statement

Construction / Multifamily / Commercial

Photo ID and entity documents
Plans, budget, and builder info (construction)
Rent roll and operating statements (income property)
Purchase contract or payoff info
Personal financial statement or schedule of real estate owned

Home Purchase / Refinance

Photo ID
Recent pay stubs and W-2s, or tax returns if self-employed
Two months of bank statements
Purchase contract or current mortgage statement
Homeowners insurance info